Most, if not all, students are broke. This might be true, but there are ways on how to stretch budgets wherein it can still be possible to save some serious money. Your parents may sponsor the expenses while you manage your allowance, but how do you really save big?
Get a Part Time Job
Foremost, you have to figure out who will finance your education and how. If you are eligible for a scholarship or a grant then you are somewhat lucky. If not, then you might contribute a portion to cover your education by working part time. Yes, your parents might be obliged to shoulder the whole costs of education, but you can do your part to lessen their financial burden. When you are employed in a part time job, not only will you earn but more importantly, you will learn how to value your hard earned money. Consequently, savings may follow.
Plan Your Expenses Ahead for Each Week
Planning your finances ahead of time will help you balance your incoming money versus your expenses. Learn how to make a budget and strictly follow it. You may consider creating a list of the cash flow including your expenses for food, drinks, toiletries, transportation, rent if you are living away from home, etc. Writing down all these things gives you a clearer view on how you budget your money while making sure that you have an ample savings for the week. Constantly keep track of the cash flow to always ensure good savings.
Take Advantage of Discounts
Being a student entitles you for many discounts, particularly when out of the campus. Utilize your student ID to enjoy special discounts on public transportation. Some stores also give you discounts when you buy items from them such as laptop, educational software, bus and airline tickets, and many more. Aside from your student ID, you might also consider making use of coupons every time you visit the supermarket. Coupons are very rampant everywhere. You may obtain them from the World Wide Web, or clip them from newspaper inserts. Furthermore, do not attempt to use any cards to pay for something when you have cash in hand. Debit cards, credit cards and checks can only spoil your overall budget.
Because there are always unexpected expenses in school, it is always best to save some money before such financial emergency arises. Remember that you can fully enjoy your university life without having to worry about money at all.
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